How it works
A process designed to be checked
Every application is reviewed by people, against verification and eligibility criteria. Nothing is auto-approved, auto-funded or auto-disbursed.
Investing
Investing with KREDIT PARTNER
- 01
Register and confirm your email
Create an account with a strong password. We send a verification link before your account is fully usable.
- 02
Complete KYC verification
Provide your identity, date of birth and residential address. Verification is required by anti-money-laundering rules and must be completed before any application is approved.
- 03
Choose a plan and apply
Select Starter, Growth or Premium, confirm the amount in the base currency, and read the risk disclosure on the review step.
- 04
Internal review
Your application moves through Pending, Under review, and then Approved, Rejected or Completed. You are notified at each change.
- 05
Track in your dashboard
Follow your portfolio value, active applications, history and notifications in one place.
Borrowing
Borrowing with KREDIT PARTNER
- 01
Model your repayment
Use the loan calculator to see an estimated schedule, fees and total repayment before applying.
- 02
Submit your application
Personal details, employment and income, loan information, verification, then a final review you confirm.
- 03
Assessment
We assess identity, affordability and eligibility. Nothing is approved automatically.
- 04
Written offer
If approved, you receive an offer stating your rate, fees, schedule and total cost. You may accept or decline.
Currency
How currency works here
Everything is recorded in USD. Your display currency is a presentation preference.
- Base investment amount
- The amount actually recorded against your application, always in USD.
- Currency conversion
- The direction of conversion applied purely for display.
- Exchange rate
- The rate used, shown with the timestamp and source.
- Displayed equivalent
- What that base amount looks like in your chosen currency.
All amounts shown in USD, the base currency for every product.
What happens before money moves
Payments, deposits, disbursements and identity checks are handled by properly authorised and regulated third-party providers. This platform records and tracks applications; it does not itself hold client money. Until those integrations are connected and disclosed, no funding or disbursement takes place through this site, and no application should be understood as accepted or funded.