Privacy Policy

Account data: name, email address, phone number and password credentials handled by our authentication provider.

Verification data: date of birth, residential address, country and identification type and number.

Application data: amounts, plans, purposes, employment status, income and supporting notes.

Technical data: sign-in timestamps and browser user-agent, used for account security.

To operate your account, assess applications, meet identity verification and anti-money-laundering obligations, prevent fraud, and communicate status changes.

We do not sell personal data, and we do not use it for advertising profiling.

Performance of a contract (operating your account and processing applications), legal obligation (verification and record keeping), legitimate interests (security and fraud prevention), and consent where you have given it.

Data is stored in a managed database with row-level access rules so records are readable only by you and authorised staff. Access by staff is logged.

Passwords are never visible to us. Never send identification documents by email; use the secure channel our verification team provides.

Verification and application records are retained for the period required by applicable financial record-keeping rules, typically at least five years after the relationship ends, then deleted or anonymised.

Depending on where you live, you may request access, correction, deletion, restriction, portability, or object to certain processing, and you may withdraw consent.

To exercise a right, email kreditpartnermanagement@gmail.com. We may need to verify your identity first. You may also complain to your local data protection authority.

We use service providers for authentication, database hosting and, where connected and disclosed, payments and identity verification. They act on our instructions under contract.